PhonePe Business 0.5.16

Over 400 million Indians discover stores and businesses across India on the PhonePe app. Create your online business page using the PhonePe Business app and connect with millions of new and existing customers online.

Download your payment QR sticker from the PhonePe Business app and start accepting all digital payments from customers visiting your store.

Monitor your daily transactions in real-time on the app and receive all settlements directly in your bank account.

Key Benefits of PhonePe Business App

• Accept all types of payments from your customers:
• • Use PhonePe QR to accept UPI payments from customers using any of the 70+ BHIM UPI apps.
  • PhonePe QR also supports other payment methods like BHIM UPI, Credit Card, Debit Card, and Wallets from PhonePe customers.
• Get instant help:
• • Easily resolve queries using our user-friendly Chat Bot or reach out to our helpdesk team via the app.
• Direct settlement into your bank account:
• • Safely and directly transfer money into your bank account instantly or within 1 day.
• Real-time transactions and payments tracking:
• • Track your transactions and payments in real time using the PhonePe Business app.
• Take your business online:
• • Create your business page within minutes and instantly reach over 400 million PhonePe app users.
  • Manage your page on the go from the app, share your story, and promote your offerings across the country.

Loan for Merchants

Now you can avail a loan at attractive interest rates for up to 24 months without the risk of parting with your valuable assets. The loan application process is completely digital and can be completed in a few simple steps. Repayments are made easy as customers can make small daily contributions towards their loan repayment.

The loans are offered by our lending partners, who are RBI-regulated entities authorized to offer credit products.

Here are some details about the loan offerings:

• Minimum Tenure: 3 months
• Maximum Tenure: 24 months
• Maximum rate of interest charged: 30% flat per annum

Example for total cost of the loan, including the principal and all applicable fees:

• Principal loan amount: Rs. 15,000
• Flat Interest Rate: 18% p.a.
• Processing Fees: 2%
• Tenure: 3 months

Then,

• Total interest amount payable: Rs. 675
• Total processing fee amount payable: Rs. 300
• Total cost to the user: Rs. 15,975

Our RBI registered NBFCs partners:
- Innofin Solutions Pvt Ltd

Link to our privacy policy: https://www.phonepe.com/privacy-policy/